# Introduction

#### What is B4NK?

Binance Central B4NK is a new DeFi protocol developed for users who want high yield on their BNB without giving up token exposure. B4NK enables loyal users to generate incredible returns on their BNB, whilst punishing users who are less considerate. 

<h3 align="center">Are you ready to deposit?</h3>

### Quick Links

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-target data-type="content-ref"></th><th data-hidden data-card-cover data-type="image">Cover image</th></tr></thead><tbody><tr><td><strong>Synthetic Assets</strong></td><td>Learn about synthetic tokens and how they work</td><td></td><td><a href="https://1036570979-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FCaL72If6U8jSMMnhmkNL%2Fuploads%2F8kyBVHO0Z1YtdZQB4X63%2FGitbook_Icons_Synth1.png?alt=media&#x26;token=fa98196c-7992-4917-b951-b71d914e7eb9">Gitbook_Icons_Synth1.png</a></td></tr><tr><td><strong>xBNB Token</strong></td><td>Discover our flagship synthetic token</td><td></td><td><a href="https://1036570979-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FCaL72If6U8jSMMnhmkNL%2Fuploads%2Fim6KWv2Ixi7XlUuj62TD%2FGitbook_Icons_xBNB.png?alt=media&#x26;token=493d6a01-c1fe-490e-bb83-08f74a7f66eb">Gitbook_Icons_xBNB.png</a></td></tr><tr><td><strong>B4NK Utility</strong></td><td>Explore the protocol utility token</td><td></td><td><a href="https://1036570979-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FCaL72If6U8jSMMnhmkNL%2Fuploads%2F0mFUxXfJP7JKhb5SbxzJ%2FGitbook_Icons_utility.png?alt=media&#x26;token=30e04e01-e282-452c-a54d-acb96317bec1">Gitbook_Icons_utility.png</a></td></tr></tbody></table>

### Key Features

**Collateralisation**\
The B4NK is designed to combine BNB backing with B4NK backing for optimal capital efficiency. $xBNB is over-collateralised as a result of the treasury-held B4NK.

**100% Fee Distribution**\
All protocol fees are distributed to B4NK token holders who stake or lock their tokens.

**Market-Based Stability**\
xBNB maintains its peg through natural market arbitrage opportunities.

**Flash Loan Protection**\
Two-step minting and redemption process prevents flash loan attacks.

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*Last Updated: October 2025*